{"id":15168,"date":"2023-05-05T14:50:58","date_gmt":"2023-05-05T09:20:58","guid":{"rendered":"https:\/\/stage.massentrepreneurship.org\/?page_id=15168"},"modified":"2025-12-23T18:35:15","modified_gmt":"2025-12-23T13:05:15","slug":"delayed-payment-2","status":"publish","type":"page","link":"https:\/\/stage.massentrepreneurship.org\/delayed-payment-2\/","title":{"rendered":"Delayed Payments"},"content":{"rendered":"\t\t
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Delayed Payments<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Driving Change With<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Data that matters<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\"\"Good data does more than just
tell a story. It helps us change it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Using data to highlight one of the biggest barriers to MSME growth: delayed payments.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The Scale of the Problem
<\/span><\/strong>Delayed Payments 1.0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\u20b9 10.7 lakh crore<\/span><\/strong>
That’s how much working capital India’s businesses lose every year to delayed payments.<\/p>

Nearly 5.9%<\/span><\/strong> of India\u2019s Gross Value Added (GVA) is locked up.<\/p>

And, 80%<\/span><\/strong> of this amount is owed to Micro and Small Enterprises.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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In 2021, the median debtor days<\/strong> for micro-enterprises was 195 days<\/strong> beyond the legally mandated 45-day period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Policy to the Rescue
<\/span><\/strong>Delayed Payments 2.0<\/strong><\/p>

Our second report highlighted solutions like strengthening cash \ufb02ow lending and institutional mechanisms such as the TReDS platform and MSME Samadhaan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Less than 1%<\/span><\/strong>
of registered MSMEs \ufb01led complaints on Samadhaan.<\/p>

Only 26.2%<\/span><\/strong> of cases were disposed of or mutually settled.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Delayed payments<\/strong> are not about time, they\u2019re about imbalance.<\/strong>
When systems favour size over fairness<\/strong>, small businesses keep waiting.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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The Data is Shifting
<\/span><\/strong>Delayed Payments 3.0<\/strong><\/p>

Two years of policy focus have sparked a change.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Our new data tells a powerful story of how the ecosystem is evolving.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Delayed Payments Report 1.0<\/h2>

Unlocking the full potential of India's MSMEs through prompt payments<\/p>\t <\/div>\n\t

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Delayed Payments Report 2.0<\/h2>

Imagining solution to unlock working capital for MSMEs<\/p>\t <\/div>\n\t

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Delayed Payments Report 3.0<\/h2>

Two years of policy focus have sparked a change.<\/p>\t <\/div>\n\t

\n\t Click Here<\/a>\t <\/div>\n\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Delayed Payments Driving Change With Data that matters Good data does more than justtell a story. It helps us change it. Using data to highlight one of the biggest barriers to MSME growth: delayed payments. The Scale of the ProblemDelayed Payments 1.0 \u20b9 10.7 lakh croreThat’s how much working capital India’s businesses lose every year […]<\/p>\n","protected":false},"author":1,"featured_media":11997,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-15168","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/pages\/15168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/comments?post=15168"}],"version-history":[{"count":250,"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/pages\/15168\/revisions"}],"predecessor-version":[{"id":19328,"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/pages\/15168\/revisions\/19328"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/media\/11997"}],"wp:attachment":[{"href":"https:\/\/stage.massentrepreneurship.org\/wp-json\/wp\/v2\/media?parent=15168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}